Hello, everyone.

I am a 25-year-old American study-abroad student living in Italy. I am slowly in the transition of finding a job in Italy or the EU after graduation. I don’t plan on moving back to the USA anytime soon but maybe in the future.

The issue:

I will turn 26 and I will no longer be on my parents’ insurance. I will try to visit the US next year for family things but I want to at least have emergency insurance for the amount of time I am there. I tried applying on healthcare gov for the special enrollment period but only got suggested some very expensive premiums that I can’t afford. Does anyone have any suggestions?

  • Mysterious-Ad-6690@alien.topBEnglish
    1·
    10 months ago

    I use IMG global for travel health insurance. Very different from “Travel Insurance.” If you want it to cover healthcare costs in the US, make sure you know the difference.

    • Zachary_199@alien.topOPBEnglish
      1·
      10 months ago

      So the IMG global is for actual doctor visits and prescription refills? And I would possibly need another travel insurance for emergencies?

      • Mysterious-Ad-6690@alien.topBEnglish
        1·
        10 months ago

        Standard regular health stuff you should get at your home doctor- but yes, travel health insurance is for anything health related. There are options for levels of coverage. Standard travel insurance will cover cancellations, lost luggage, terrorism etc. travel stuff, not health stuff.