Strongly considering switching everything possible to CC, would make my personal accounting system much easier then the current
Strongly considering switching everything possible to CC, would make my personal accounting system much easier then the current
You may want to read more about how credit scores work and how to build credit in the US.
Reporting a payment (such as rent or utilities) to a credit bureau doesn’t always require charging it to a credit card or paying fees.
Not sure how any of that works outside the US.
You generally don’t get any benefit to your credit score in the US from paying utility (or housing or medical, etc) bills. If you pay it using a credit card, you do get a benefit due to you technically paying off debt.