Didn’t fall for it but one time I was recruited to be a secret shopper. They mailed me a cheque for 6,000 dollars with instructions to deposit the money into my chequing account and use it to make a money transfer with Western Union.
Once I got over the initial shock of the money I did some googling and found out how the scam worked. The troubling thing is that I was communicating with my parents the whole time and they never once clued in that what was happening was suspicious.
I’m not entirely sure how cheques work being that I’ve not used one in about 15 years, but I’d imagine they give a cheque from an account with no money. Because cheques are awful the money will appear in your account for a time period by which you are given the illusion of getting legit money. They ask you to buy something like jewellery or gift cards and ask for it back at the end, maybe letting you keep a bit of it for yourself. A while goes by and the cheque bounces, which means you’re then on the hook for the cost of everything you purchased and the scammer gets a ton of free items that they can then sell on.
Didn’t fall for it but one time I was recruited to be a secret shopper. They mailed me a cheque for 6,000 dollars with instructions to deposit the money into my chequing account and use it to make a money transfer with Western Union.
Once I got over the initial shock of the money I did some googling and found out how the scam worked. The troubling thing is that I was communicating with my parents the whole time and they never once clued in that what was happening was suspicious.
How does the scam work?
I’m not entirely sure how cheques work being that I’ve not used one in about 15 years, but I’d imagine they give a cheque from an account with no money. Because cheques are awful the money will appear in your account for a time period by which you are given the illusion of getting legit money. They ask you to buy something like jewellery or gift cards and ask for it back at the end, maybe letting you keep a bit of it for yourself. A while goes by and the cheque bounces, which means you’re then on the hook for the cost of everything you purchased and the scammer gets a ton of free items that they can then sell on.
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99.99% it’s a refund scam. The cheque was probably designed to bounce.