I have 1 credit card on my phone. I carry 1 debit card, my driver’s license, and about 4 other credit cards with me.

I really don’t like the idea of losing my phone and my only way of paying for things at the same time. At least if I lose my phone, I can still pay for stuff. If I lose my wallet, I can still use my phone to pay for stuff or to call.

I have a physical copy of my car insurance and I also have it on my phone.