It took 10 years, three ex’s, two countries, and living with my mother for a bit, but I finally paid it all off.

Ask me how I feel. The guy who took my final payment on the phone was happier than I was

  • tetris11@feddit.ukOP
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    6 hours ago

    Predatory is the right word. We were literally still kids, and they asked us to make a huge financial decision that would impact us for the rest of our lives…

    • 𝕮𝕬𝕭𝕭𝕬𝕲𝕰@feddit.uk
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      5 hours ago

      I’m not being funny but if it’s impacting you this much you must be earning a significantly above average wage, no?

      I’ve been paying off my (plan 1) loan for 17 years near enough and it hardly makes a dent in my payslip.

      • tetris11@feddit.ukOP
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        2 hours ago

        Hah. It’s more that I was working in a country that was weak against the pound, and that for some reason SLC charges way higher when you’re working abroad.

        So whatever I was earning, half would go to rent, a quarter would go to the loan (once you factored in the exchange rate), and I’d have that glorious other quarter to myself.

        I am doing better than most I would say, but I also have a sewing machine and have learned through time how to patch my clothes, if that answers your question

        • 𝕮𝕬𝕭𝕭𝕬𝕲𝕰@feddit.uk
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          3 hours ago

          It does indeed - the overseas thing is nuts! I guess they assume you’ve become an oil baron or something and must therefore be a secret moneybags?

          You’re doing better than me on the frugality front, I suppose I have the benefit of a UK based, mid level salary! I’m looking forward to my loan being written off in the not too distant future!