Elected Democrats and other critics call out the Trump administration for refusing to use contingency funding to pay for food stamps during the US government shutdown.
What is up with your car expenses. I literally don’t know of anywhere a family of three could get a 1600 apt (I can’t think of anywhere that gets you a 1bd), let alone anywhere day care is only 1k/mo, but you’re spending 1500 on car payments?
I drive 35 to 40k miles a year for my job. I only get new because I’d rather pay and have a driving car than pay and have one in the shop for the same price.
My car was 40 and full electric so I don’t have to buy gas and my fiance’s car was 25k. Those two car payments and and insurance we pay around 1500 a month.
But it’s not the cars that’s a problem. I choose that luxury. Be it for practicality or showing off. What I don’t choose is to live ina 600 squarefoot Apartment for a thousand dollars more than it should be. Or daycare for 250 a WEEK!
Even if I lowered the price of the card for 500 a month, 800 a months it wouldn’t help.
I just told you why I buy the kind of cars I do. I can’t get a versa for two grand… It won’t last for more than two months. I’ve tired it before… It was really bad.
I remember when I made $2400 post tax a month. My rent was $750 (literally unheard of cheap for a one bedroom in the middle of nowheresville). Easy, except childcare was $950/month for my one toddler. So rent and childcare alone ate 70% of my income. I don’t want to talk about my electric bill because I was drowning, but had no debt, cold showers, but no debt, I’d say to my self on those cold winter mornings.
I had to steal from peter to pay paul, a lot. Mind you this was back pre pandemic, you could get a beater car for $500-$1000, and I did. Each car I had lasted about a year or two with repairs I could afford before they died.
I was late on my rent two months in a row, and my slumlord (you ever wake up next to a puddle?) told me, sarcastically, “well, maybe you should find a cheaper place to live”.
He knew damn well he owned the cheapest, shittiest apartment in the area. He was a cunt.
Living somewhere “undesirable” to save a buck is folly.
1600 rent. 1000 day care. 1500 car payments. 800 grocery. 200 gas (for cars). Bills 300.
My fiance and I make around 6k a month and it’s not enough.
This is insanity even with snap.
What is up with your car expenses. I literally don’t know of anywhere a family of three could get a 1600 apt (I can’t think of anywhere that gets you a 1bd), let alone anywhere day care is only 1k/mo, but you’re spending 1500 on car payments?
My car is 836 + ins. Fiance’s car 500 + ins = about 1500 a month.
My car was about 40k full electric so I don’t have to buy gas. Other car was 25k and a hybrid so we don’t have to buy too much gas.
I drive a butt load 35k a year sometimes 40k. I’m more interested in reliability than savings as reliability to me is savings.
It’s a constant balancing act. Cheap car pay for gas and repairs expensive car pay electricity and the bank.
If it wasn’t for my job I’d get me a 2010 Nissan versa.
The apartment is cheap for the marker but still ostentatiously expensive.
They bought each other twin SUVs with bows on them for Christmas like in those commercials.
Aww well that’s worth it then
How on earth is your car payment 1500??
I’m betting it’s two car payments because two busy people can’t survive without their own car in the US.
Even with a car payment being $750/month, that’s a pretty fancy car from my perspective - and represents the average car payment for a new car.
I think that these folks could keep up with expenses much more easily if a few minor compromises were made (namely, a cheaper car).
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I drive 35 to 40k miles a year for my job. I only get new because I’d rather pay and have a driving car than pay and have one in the shop for the same price.
My car was 40 and full electric so I don’t have to buy gas and my fiance’s car was 25k. Those two car payments and and insurance we pay around 1500 a month.
But it’s not the cars that’s a problem. I choose that luxury. Be it for practicality or showing off. What I don’t choose is to live ina 600 squarefoot Apartment for a thousand dollars more than it should be. Or daycare for 250 a WEEK!
Even if I lowered the price of the card for 500 a month, 800 a months it wouldn’t help.
Class solidarity is vital, but I really just can’t sympathize with your poor financial choices. Money is not magic.
I just told you why I buy the kind of cars I do. I can’t get a versa for two grand… It won’t last for more than two months. I’ve tired it before… It was really bad.
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Dude, you’re on lemmy and a total of two dozen people saw this. You aren’t “changing culture” this way.
Why are online people like this? Lol
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I remember when I made $2400 post tax a month. My rent was $750 (literally unheard of cheap for a one bedroom in the middle of nowheresville). Easy, except childcare was $950/month for my one toddler. So rent and childcare alone ate 70% of my income. I don’t want to talk about my electric bill because I was drowning, but had no debt, cold showers, but no debt, I’d say to my self on those cold winter mornings.
I had to steal from peter to pay paul, a lot. Mind you this was back pre pandemic, you could get a beater car for $500-$1000, and I did. Each car I had lasted about a year or two with repairs I could afford before they died.
I was late on my rent two months in a row, and my slumlord (you ever wake up next to a puddle?) told me, sarcastically, “well, maybe you should find a cheaper place to live”. He knew damn well he owned the cheapest, shittiest apartment in the area. He was a cunt.
Living somewhere “undesirable” to save a buck is folly.