Create the images you need but make sure the models you hire or participate are aware. Have that listed on your release form and have them initial it. I say this because a while back I watched a video by the Copyright Zone Guys. (They are Copyright attorneys). They described a case where an agency used a stock photo in an ad in Times Square and that depicted them as having AIDS (or some other sensitive subject). The model successfully sued.

The other thing about capturing your own images is you can ensure everyone is 18 years or older.

Two subs. One is set to phase cancel the sound in your apartment