• 2 Posts
  • 74 Comments
Joined 1 year ago
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Cake day: July 10th, 2023

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  • The predatory credit cards in the US should be not legal. They are exploiting people who don’t have so called “financial literacy” and encourage wasteful spending.

    In Europe the US style credit cards don’t really exist and people just have debit cards. Also there is a social safety net, so people don’t have to rely on keeping money in the bank for when they become unemployed.





  • I (originally from the US) moved to Germany with a Swiss girlfriend, so we visit Switzerland frequently and know the cultural/politics.

    I find Germany to have much better social policies than Switzerland, such as better worker rights/conditions, public health insurance. The Swiss people voted against having minimum 5 weeks vacation and also just rejected caps on the private insurance minimum costs. The politics are much more conservative/individualistic compared to Germany. On a positive side, Switzerland probably has the best public transport system in Europe.