I am playing Horizon Zero Dawn and haven’t gotten to the first main event, but it gives me this feeling like if I upgrade all my equipment now it might be for nothing. I know that is not the case, I looked it up, but what are some games that are the worst offenders? One I can think of is Aerith in the original FF7.
If you count instances where it’s your fault your lost everything, then Hitman: World of Assassination’s Freelancer Mode on Hardcore.
On Normal, if you die on a mission you’ll lose a good chunk of your money, whatever weapons you brought with you, along with any of your tools. Die on Hardcore and you’ll still lose your weapons, but now you lose all of your money and all of your tools, even the ones you didn’t bring.