Western perception of “Social credit” largely propaganda btw and if you believe it isnt then you got manipulated.

  • Obituarykidney@lemmy.world
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    1 day ago

    I defaulted on a loan and my credit score dropped down to 500. Still being chased by the debt collectors a year later and it’s gone back up to 700 by itself. I have no credit cards or anything. The whole thing is a joke.