(caught the spelling mistake afterwards ugh)
Join my gym program it’s called LB Fatness. You sign up for this gym scam, cancel immediately using a fake card number so they don’t get a dime, and as time goes on joining the gym will become too expensive. If you can’t afford to get scammed you won’t get scammed. Workouts include carrying a fat wallet, riding a bike outdoors in air that smells like car exhaust and not sweat, and lifting cinderblocks while sitting on a weathered piano bench outside on a patch of dirt. Front yard is optional dirt patch is not. You gotta buy yourself a bike and a few cinderblocks but the piano bench should show up on garbage day on a curb somewhere eventually. Just keep an eye out and you’ll see one sooner than you’d think.
Send me your CC#, a photo with your shirt off, and home address and I’ll order you clothes that are just a little too small but otherwise look great and will slowly shrink in the wash.
Why I will never join a gym. I can do pushups in my living room.
A subscription fee to not do anything, what a bunch of criminals. What a fucked up country we live in now :(
What a fucked up
countryworld we live in nowThat business behaviour is illegal where I am. We have regulations and they’re actually exercised.
Am I reading this right that to reactivate they’d be charging the difference they ‘lost’ during the freeze term? Wild.
yup
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Make a privacy. Com account
Change all of your card info to one of theirs for 3 months
Cancel
The card
Or just tell your bank to blacklist them and leave it at that
You’ll be taking a credit hit either way
File a complaint with your state’s attorney general and theyll handle it beyond that point when they get to you
Why would you take a credit hit. It seems like once a year, something random comes up in a credit card statement, and requires a dispute. Those aren’t sent to credit agencies AFAIK, although i’ve never been ruled against any, so I’m not 100% about this.
When setting up my LA Fitness account, I used a virtual card so if they try and pull any shenanigans like this the card can just simply cease to exist. Many credit cards offer this as a feature, and if not, privacy.com does this as well
Yeah good call, I’d do this too. Just watch out though because the gym will send any unpaid bills to collections. Might be worth it though to get out of the contract - just make sure to pay off the debt within 30 days.
Just because aware this doesn’t terminate whatever contract you had and they can take you to court if they wanted to.
Damn, goodbye home after bathroom renovations
joe.exotic.never.financially.recover.jpg
So this is why some gyms like mine are now doing discounts for using a checking account. I wondered why that was when I set up my account last year.
Nah there’s legitimate reasons to do that. Banks don’t charge the fees that credit card companies do.
Also, you can have your bank refuse payment, anyway.
I didn’t know that was a thing but makes sense. Do banks have a similar name to it like credit cards have chargeback?
That makes sense on the fees, I had forgotten the fees they get charged for processing plastic.
Yeah it’s a stopped payment. Checks or bank accounts.
That’s good advice, I’ll do that for my next gym membership. Tx.
That sounds like a credit card chargeback to me.
I had something similar when I cancelled my gym membership. I ended up filing a complaint with the attorney general. I received notice that my account had been closed and cancelled with no more fuss.
Careful. I tried doing this once. The company didn’t like it and they ADDITIONALLY charged me a chargeback fee. So not only did I have to pay whatever bogus charge, I also had to pay a chargeback fee. :(
Maybe I could have taken them to small claims court but … eh … that seemed like too much work.
Sorry to say but you got scammed. They could have tried to take you to small claims court, but the burden is on them not you. The credit card company sided with you, if they have a problem, then can take it up with Visa or whoever, not you.
Then you chargeback the fee and file a complaint with your credit card.
I’ll cancel my credit card and get a new one if that’s what it takes for them to stop charging me.
You signed a contract. So if you cancel your card and ignore their letters/emails/calls, they’ll keep charging you and then send it to collections, which will then garnish your wages unless you fight it in court.
There’s been numerous examples of this happening. Please get a copy of your contract and read how to cancel it and do it properly.
It’s stupid and extortion, but you gotta play the game.
What info are y’all giving away when signing up for a gym membership where it could even go to collections? Is this for an annual contract? If you’re not on a contract and rack up unpaid months, it seems unlikely to me. Especially for a physical business where a late payment of $20 would deny you entry until you pay. I guess states with poor consumer protection laws this can happen if you sign up for a year or more and don’t pay I guess?
Common sense would dictate that if if presented with a 30 pages contract in small letters in legalese, your usual folk will not get it. I think that’s a common defense.
Look man do whatever you want, it’s not my money, just trying to help
I think that’s a common defense.
It’s not. Or rather, it is something people commonly try, but it doesn’t work. The court system is designed by lawyers, for lawyers. The idea that a contract isn’t valid just because a non-lawyer can’t understand it categorically does not fly with them.
Or you could just not sign a contact to work out.
careful… this may not (most likely won’t) stop authorized contract payments and will only make it so you can’t use the card.
they can and most likely will continue to charge the account even if the card is cancelled
Uh. Good to know.
I dealt with this shit years ago with LA Fitness as well. I wanted to try it, and they said “oh yeah you can sign up and try it out for x days and if you don’t like it, it’s free to cancel” so I said sure. Well I decided to cancel half way through and the sales guy first hit me with the “but I’ll lose the commission and I already spent it” crap, then said they’d cancel it, didn’t, went in to try and cancel, they said “oh you gotta mail a thing in to cancel” by which time there wasn’t enough time for it to get there. So I cancelled my credit card and said 🖕. Got some calls at first about it, then I guess they sold it to a debt collection agency that tried to offer me a lower fee option to recoup their losses but I just ignored their calls after the first one till they stopped. Never did see it hit my credit surprisingly.
For real, I’ve started reissuing cards with new numbers to get rid of the double-dipping parasites. I haven’t gotten a call yet, but it’s going to be hilarious when I do.
If you continue to get push back, consider going to the manager during business hours and discussing it with them. They don’t want a grumpy Google review on their location.
I once had a card skimmed and cancelled. I forgot about my Anytime Fitness membership until three months later when I had racked up hundreds in late fees. Talked to the manager, who just went in and removed the charges from my account while I waited.
$10 a month for doing nothing, how is that even legal?
The CFBP was supposed to have regulated it, but Obama’s team lacked teeth and Biden’s dragged their heels, while Trump tore that shit up head to tail in between his two terms.
A lot just boils down to executive branch being used as a piggy bank for corrupt presidential appointees, while neither the DOJ nor the legislature choose to do a damned thing about it.
IMO, Lina Khan was maybe the best appointment of the Biden presidency and as FTC chair, pushed hard for consumers, even for unlikely winnable battles. Unfortunately the click-to-cancel [1] rule was struck down by the Court of Appeals, but I think if she were still in that position she’d fight the ruling. You’re right that the legislature needs to do their job and formally outlaw these practices, rather than having this be brought up by the FTC and struck down on a procedural matter.
The corpos write the laws.
Beats me
what happened next? (do the terms actually allow you to cancel it immediately for no cost, or is their $10-per-month-for-nothing offer an alternative to paying a cancellation fee?)
Nothing so far, I sent the email in the screenshot. If they reply anything other than my membership is cancelled, I’ll require them again to cancel my membership and point to the fact that I requested the cancellation in writing 3 times and if they charge me one more time i’ll tell my lawyer to take them to small courts (I don’t have one but who cares).
The whole point of small claims court is that it doesn’t require a lawyer. In fact, many small claims courts actually bar lawyers.
very generous of you to give them three strikes
