• NoPanko@feddit.uk
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    2 days ago

    Im not about to trust a single point of failure with everything. If my phone breaks I want alternative options

    • Bytemeister@lemmy.world
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      24 hours ago

      Eh, my wallet is a single point of failure. My phone is/can be backed up and recovered if lost, stolen, or broken.

      Not to mention, if you lose your phone, you can remotely deactivate it, and it (can) take a pin or biometric to unlock the phone and access the data. Your lost/stolen wallet means anyone who has it has access to all the info in it, and you have to go through the hassle of deactivating cards and getting new cards.

      In a better world, phone-based payment and IDs would be far superior. The problem is that the current companies and governments involved in setting that up are a bunch of invasive money-grubbing fuckwads.

    • autriyo@feddit.org
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      2 days ago

      I have 10€ in my phones battery compartment, because sometimes I leave my wallet at home, or forget it.

      And visa has outages sometimes…

      • RogueBanana@piefed.zip
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        2 days ago

        It became a habit for me whenever I am leaving home. Phone and hand kerchief in right pocket, wallet and keys in left pocket. If any item is missing I feel an absolute dread that can’t be ignored. Sometimes dap and iem in right and left pocket when it’s one of those trips.

        • toynbee@piefed.social
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          2 days ago

          Spectacles, testicles (optional), wallet and watch. I know this is supposed to be how to cross yourself, but ever since my mother taught it to me I’ve used it as a way to make sure I was carrying everything I was likely to need.

          Sometimes I’ll quote it to my wife and she’ll say “oh wait, I forgot my testicles!”

        • wonderingwanderer@sopuli.xyz
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          2 days ago

          You put your handkerchief in the same pocket as your phone?

          First of all, how big are your pockets?

          Second of all, doesn’t your phone collect oils from your hand? Do you really want that transferring to your handkerchief in your pocket?

          • RogueBanana@piefed.zip
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            2 days ago

            Kerchiefs barely take any space, not sure what size you are thinking of. You change it everyday, just like clothing that picks up the oil.

            • wonderingwanderer@sopuli.xyz
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              2 days ago

              I guess I was imagining something the size of a cloth dinner napkin, or one of those things bandits cover their faces with. Didn’t realize kerchiefs were smaller.

              But my phone seems to attract oil and cling to it. I wipe it down with alcohol every few days but it doesn’t take long to rebuild. Even while keeping my hands clean. I wouldn’t want it in the same pocket as anything I wipe my face with

              • RogueBanana@piefed.zip
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                2 days ago

                You usually open up the folded kerchief to wipe your face. Shouldn’t matter if the outside is oily.

      • toynbee@piefed.social
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        2 days ago

        I’ve memorized my credit card details for a decade and a half for pretty much this reason. I don’t often forget my wallet, but it has happened. The few times it has, cashiers have been confused but generally managed to make it work when I’ve given them the numbers. (And to be clear, I’m grateful to them for accommodating the situation.)

        I’ve never considered physically embodying cash within my phone. I’m super paranoid about leaving it behind ever since I broke my ankle and had to call my wife to save me, so I’m less likely to forget it than I am my wallet. Thanks for the idea!

        • fyzzlefry@retrolemmy.com
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          2 days ago

          I used to, but with all the breaches these days my number keeps changing. About every 2-3 at this point.

      • Evotech@lemmy.world
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        2 days ago

        If visa/mastercard has an outage the edge POS card terminal (nets etc) will cover your payment. This happens automatically after 3 seconds.

        So unless there’s a major outage you don’t notice it

        • autriyo@feddit.org
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          2 days ago

          Alternativly I could be out of battery, I don’t have my actual card with me without my wallet.

    • yermaw@sh.itjust.works
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      2 days ago

      Strangely enough thats exactly why I dont carry a wallet. I carry all the things you’d expect in your wallet, but spread out over all my pockets.

      • NoPanko@feddit.uk
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        2 days ago

        I am far too scatterbrained for that, I would spend half my day searching my pockets

        • yermaw@sh.itjust.works
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          2 days ago

          Its all mixed in with like snack wrappers that I havent found a bin for, and a biro that might or might not explode at any moment, and a tangle of wires, and a few receipts, and some vape paraphernalia, and on and on.

          Mug me if you like, we’ll be here for hours.

            • yermaw@sh.itjust.works
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              2 days ago

              Oh no, just wear the same trousers for a few days, same jacket for a week or two. Empty shit when its time to change and let it accumulate in the meantime.

              I dont intend to let it accumulate. Every time I swear im going to keep them tidy this time, but ive been an adult for about 20 years now so I dont see it actually changing any time soon

      • socsa@piefed.social
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        2 days ago

        I will lose a wallet and keys, but I won’t lose my phone. It’s that simple. I have a keypad lock on my house and a car which uses a phone key, so I only carry my phone and it’s the most liberating thing ever. A few years back I rented again for a year when I moved to a new city, and the mental stress of needing to carry a key around was so much higher than I remembered it being.

    • AbsolutelyClawless@piefed.social
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      2 days ago

      I learned my lesson when my banking app had an error with location detection and wouldn’t let me pay. Luckily I was with someone I could borrow the money from. I now always carry a backup, lol.